BGBG

First Time Buyer

Is it your first time buying a house and getting a mortgage? Do you want to know what the legal costs might be?

Is it your first time buying a house and getting a mortgage? Do you want to know what the legal costs might be?

Buying your first home can be incredibly exciting. But it can also be a very worrying time for a first time buyer.

It’s incredibly easy to feel overwhelmed by the whole experience of buying your first home. That’s why it is important to find a solicitor who can offer not just quality legal advice but also help, guidance and support.

Our First Time Buyer section contains lots of information to help guide you through the process and make buying a house a little less stressful. The following topics are those that most first time buyers have lots of questions about:

For more information about buying a house for the first time...

Please do not hesitate to contact an Everyman Legal Solicitor on 01993 893620 for a free discussion or email natalie.hopkins@everymanlegal.com

Costs involved in buying a house

Buying a house is often the biggest investment a person will make. And for first time buyers the costs, in addition to the deposit, can rack up quickly and unexpectedly. You will need to budget for the following on top of your deposit:

  • solicitor’s fees;
  • lender’s fees e.g. mortgage arrangement fees;
  • Stamp Duty Land Tax;
  • bank transfer fees;
  • search fees;
  • Land Registry fees;
  • Surveyor’s fees; and
  • removals/moving costs.

There are many solicitors and conveyancing firms that will offer to act on your purchase for as little as a few hundred pounds. However, these low costs may come with hidden extras. And low cost may also indicate low quality. Beware price over quality, especially when it comes to legal advice on an investment as big as buying your first house.

Our dedicated team of solicitors, based in Witney, Oxfordshire, would be happy to answer your questions.

Contact Us

What do Everyman Legal charge?

Everyman Legal aims to price our legal services competitively but we do not seek to be the cheapest.  Our solicitors offer a high standard of service to each of our clients and our work is, therefore, priced accordingly. We can provide you with a quote for buying your first home either by telephone or email on 01993 893620 or michelle.hunt@everymanlegal.com

The first striking thing about Everyman Legal was that the team are very affable and very human - not boring lawyers! They were warm & sincere and I felt confident from the start that they were technically excellent.